What to know
There is no single fee that applies to every Mirada home. Your total may include CDD assessments, one or more association dues, required services, lagoon-related charges and property taxes. Two nearby homes can have different monthly costs, so run the numbers for the exact address.
What makes up the monthly cost?
- Property tax
- Ad valorem tax is based on taxable value and applicable millage. A seller's bill may reflect exemptions that will not transfer to the buyer.
- CDD assessment
- The Mirada CDD explains that non-ad valorem assessments can include annual operations and maintenance plus a capital or bond component.
- HOA or association
- Private association dues and responsibilities vary by neighborhood and product type. Attached homes may have additional maintenance obligations or coverage.
- Other obligations
- Ask about required internet or connectivity service, lagoon or club charges, transfer fees and separately priced activities.
Why two Mirada homes can have different costs
The Mirada CDD's fee explanation explains that operating assessments can change from year to year, while the capital portion is generally tied to a bond term. Association dues can also differ by neighborhood and home type.
For the most accurate estimate, open the current adopted budget and assessment schedule and compare it with the home's tax record, association disclosure and estoppel.
Build the monthly number for a specific home
- Find the parcel in the official Pasco Property Appraiser search.
- Open its current and prior tax bills in the Tax Collector search.
- Identify every non-ad valorem assessment shown on the bill.
- Check the newest Mirada CDD budget for the parcel class and assessment schedule.
- Request all HOA and sub-association dues, transfer fees and estoppel information.
- Add required connectivity, club or lagoon charges documented for that home.
- Get a lender and title professional to model the buyer's own taxes and escrow.
Questions to get answered before you sign
- Which associations govern this parcel, and what does each one maintain?
- Are any increases, special assessments or capital projects approved or proposed?
- What portion of the CDD assessment is debt service, and when is it scheduled to end?
- Is any bond payoff option available, and would paying it off affect resale economics?
- Which lagoon, club, guest and activity costs are mandatory versus optional?
- What fees are due at closing rather than monthly or annually?
Your lender, title company and association documents should confirm the final figures before you close.
Helpful links
Check the latest details
Fees, builder offerings and community policies can change. These links take you to the district, county, builder and community pages where you can confirm the details that matter to your move.